Guarantor Home Loans

Want to give your loved ones a head start? A Guarantor Home Loan allows you to help a family member buy their first home sooner—by using the equity in your own property as security. This can reduce or even eliminate the need for a deposit and avoid costly Lenders Mortgage Insurance (LMI), making homeownership more accessible and affordable. It’s a powerful way to support your family’s future without needing to provide cash upfront.

At Paragon Mortgage Solutions, we make the process simple and clear. We’ll guide both guarantors and borrowers through the responsibilities, benefits, risks, and safeguards—ensuring everyone understands what’s involved and feels confident moving forward.